VanattaHooker4
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How to Find the very best Student Charge cards for you personally
Finding the best student credit cards can be challenging if you don't know where to look. Between the thousands of credit cards being offered on the internet and the hundreds of credit card booths in campuses all over the country, it can be tough to know which card is the best for you. In this article, I'll give you some suggestions regarding how to get the best student charge cards plus some student card suggestions to get you started in your search.
First of all, you have to be careful with the fees related to your card, particularly the apr and surcharge fees. While it is perfectly normal for student cards to have higher interest rates than regular cards since many students have little to no credit history, i am not saying you should accept any rate of interest.
The initial place you should look for the best student cards ought to be Bankrate.com. Bankrate is definitely an authority when it comes to comparison shopping between lending options and services and you will be able to browse trough a wide variety of different offers at the push of a button.
Whatever you do, steer clear for review sites no matter what. Most of the time, these review sites are in fact affiliates of credit card companies plus they don't always have your own interest in mind. It's better for you to go straight to the source and go directly to the issuer's official site or Bankrate.com and compare between your offers you find.
Watch out for any rewards scheme on offer. To begin with, you have to know how much you will need to spend to get rewards. Second, you have to know if the rewards being offered match your lifestyle. And third, you have to be aware that cards with rewards will often have higher interest rates and annual fees than regular cards, so before you decide to get a card with rewards, makes it actually worth it.
Now here are some student credit card suggestions. The Discover student charge card provides a pretty good APR on purchases at 14.99%. It also provides a 25 day grace period which is very good. Another card you can examine is the Citi mtvU Platinum Select Visa Card for college kids. It provides point rewards on many purchases and it has a pretty low APR at 13.24% along with a 0% introductory period of 6 months.
So there you have it. Finding the right student credit cards can be done knowing how to go about it. Just be sure you know all the fees related to your card, stay away from comparison sites by all means, and shop wisely until you get the best card for you.
