LaviniaGrubb66
出典: くみこみックス
How to Find the very best Student Credit Cards for you personally
Finding the best student charge cards can be challenging if you do not know where you can look. Between the thousands of credit cards being offered on the internet and the hundreds of credit card booths in campuses all over the country, it may be tough to know which card is right for you. In this article, I'll give you some tips regarding how to get the best student charge cards plus some student card tips to keep on your search.
First of all, you need to be careful using the fees associated with your card, especially the annual percentage rate and surcharge fees. While it is perfectly normal for student cards to possess higher interest rates than regular cards since many students have little to no credit rating, that doesn't mean you need to settle for any interest rate.
The first place you should look for the very best student cards should be Bankrate.com. Bankrate is definitely an authority with regards to comparison shopping between lending options and services and you'll be able to browse trough a multitude of different offers at the push of a button.
Whatever you do, stay away for review sites no matter what. More often than not, these review sites are in fact affiliates of credit card issuers and they don't always have your own interest in your mind. It's easier for you to go directly to the source and go straight to the issuer's official site or Bankrate.com and compare between the offers you find.
Beware of any rewards scheme being offered. First of all, you have to know how much you will need to spend to get rewards. Second, you have to know when the rewards on offer fit your lifestyle. And third, you need to be aware that cards with rewards usually have higher interest rates and annual fees than regular cards, so prior to deciding to get a card with rewards, makes it actually worthwhile.
Now here are a few student charge card suggestions. The Discover student charge card provides a very good APR on purchases at 14.99%. It also offers a 25 day grace period that is pretty good. Another card you should check may be the Citi mtvU Platinum Select Visa Card for college kids. It provides point rewards on many purchases and has a pretty low APR at 13.24% along with a 0% introductory period of 6 months.
That's it. Finding the right student credit cards can be achieved knowing how to pull off it. Just be sure that you know all the fees related to your card, stay away from comparison sites by all means, and shop wisely before you find the best card for you.
