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How on-line payday loans or money advance loans work? On the internet payday loans usually perform by first filling out a pre-approval application. 90% of the time, your credit is not pulled. Most payday loans are not based on your credit history, so, even if you have negative credit you are still welcome to apply. If getting your credit pulled is a concern to you, check their FAQs page, that will usually tell you regardless of whether or not your credit will be pulled.

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