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出典: くみこみックス
Medicare is a governmental plan which offers
medical insurance coverage for retired persons over
age 65 or for other people who meet certain medical
circumstances, such as getting a disability.
Medicare was signed into legislation in 1965 as an
amendment to the Social Security plan and is
administered by the Center for Medicare and Medicaid
Services (CMS) under the Department of Human Services.
Medicare gives medical insurance coverage coverage for over
43 million Americans, several of whom would have no
medical insurance coverage. Although not ideal, the Medicare
plan provides these millions of individuals reasonably low
expense simple insurance, but not significantly in the way of
preventative care. For instance, Medicare does not spend
for an annual physical, vision care or dental care.
Medicare is paid for through payroll tax deductions
(FICA) equal to 2.9% of wages the employee pays half
and the employer pays half.
There are 4 components to Medicare: Element A is hospital
coverage, Element B is medical insurance, Element C is
supplemental coverage and Component D is prescription
insurance. Components C and D are at an added cost and are
not necessary. Neither Part A nor B pays 100% of
medical expenses there is normally a premium, co-spend and
a deductible. Some low-earnings men and women top quality for
Medicaid, which assists in paying component of or all of
the out-of-pocket fees.
Due to the fact much more men and women are retiring and grow to be eligible
for Medicare at a faster rate than men and women are paying
into the method, it has been predicted that the program
will run out of funds by 2018. Wellness care expenses have
risen drastically, which adds to the financial woes
of Medicare and the method has bee plagued by fraud
more than the years.
No one particular seems to have a viable remedy to save this
program that saves several individuals throughout the nation. medical fraud medicaid medicare fraud diagnosis codes for medicare