Medicare

出典: くみこみックス

2012年8月6日 (月) 14:37の版

Medicare is a governmental program which provides

medical insurance coverage coverage for retired persons over

age 65 or for others who meet particular medical

conditions, such as getting a disability.

Medicare was signed into legislation in 1965 as an

amendment to the Social Security system and is

administered by the Center for Medicare and Medicaid

Services (CMS) beneath the Department of Human Services.

Medicare gives medical insurance coverage for more than

43 million Americans, many of whom would have no

medical insurance coverage. Even though not ideal, the Medicare

system provides these millions of folks comparatively low

cost standard insurance, but not much in the way of

preventative care. For instance, Medicare does not pay

for an annual physical, vision care or dental care.

Medicare is paid for via payroll tax deductions

(FICA) equal to 2.9% of wages the employee pays half

and the employer pays half.

There are four components to Medicare: Portion A is hospital

coverage, Portion B is medical insurance, Element C is

supplemental coverage and Portion D is prescription

insurance. Parts C and D are at an added price and are

not required. Neither Portion A nor B pays 100% of

medical fees there is generally a premium, co-pay and

a deductible. Some low-earnings folks quality for

Medicaid, which assists in paying element of or all of

the out-of-pocket costs.

Since far more men and women are retiring and become eligible

for Medicare at a quicker rate than men and women are paying

into the technique, it has been predicted that the system

will run out of income by 2018. Wellness care expenses have

risen drastically, which adds to the monetary woes

of Medicare and the technique medical fraud has bee plagued by fraud

over the years.

No one particular appears to have a viable remedy to save this

technique that saves numerous individuals throughout the diagnosis codes for medicare hospital medicare fraud country.