DeedeeMendosa251: 新しいページ: 'Cautious consumers' repayments on credit cards, loans and overdrafts outstripped new borrowing by �305m in February, figures show. This safety-first approach had led to a co...'

DeedeeMendosa251 — Sat, 31 Mar 2012 00:52:03 GMT

新しいページ: 'Cautious consumers' repayments on credit cards, loans and overdrafts outstripped new borrowing by �305m in February, figures show. This safety-first approach had led to a co...'

新規ページ

Cautious consumers' repayments on credit cards, loans and overdrafts outstripped new borrowing by �305m in February, figures show.

This safety-first approach had led to a contraction in borrowing through loans and overdrafts for more than three years, major banks said.

The figures, from the British Bankers' Association (BBA), showed a slowdown in activity in the mortgage market.

It said remortgaging levels were at their lowest for 13 years.
'Difficult economic times'

Despite their cautious approach, consumers still spent �7bn on credit cards in February - a similar level as the previous six months, the figures show.

Repayments outstripped new borrowing on credit cards by �39m in February. The repayment in unsecured lending was driven by weak demand, and continued payback, of loans and overdrafts.

Unsecured lending by the banks contracted by 1.8% in the 12 months to February.

"
However, activity returned to more "normal" levels in February, said the group which represents the High Street banks.

利用者:DeedeeMendosa251 - 変更履歴

DeedeeMendosa251: 新しいページ: 'Cautious consumers' repayments on credit cards, loans and overdrafts outstripped new borrowing by �305m in February, figures show. This safety-first approach had led to a co...'