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<p>新しいページ: 'Require a Real Estate Loan? Mortgage Credit Requirements Not the Same as Auto Financing Qualifying for any real estate purchase requires different credit than auto financing o...'</p> <p><b>新規ページ</b></p><div>Require a Real Estate Loan? Mortgage Credit Requirements Not the Same as Auto Financing<br /> <br /> Qualifying for any real estate purchase requires different credit than auto financing or credit cards. Actually, you may be able to go out and buy a brand new car today, however, you might be turned down for any mortgage. However, you can buy a house and be rejected to have an auto loan.<br /> <br /> Perhaps you recently applied for a line of credit and were advised that your credit rating was excellent. When you make an application for a car loan or perhaps a consumer credit card, the scoring model computes a different credit score than when a mortgage lender runs your credit. Your credit scores differ for different types of loans. Plus, mortgage brokers run the 3 credit reports and usually take your middle score his or her grounds for the loan requirements.<br /> <br /> [http://my.opera.com/wyattharris128/blog/2012/05/14/understanding-real-estate-mortgage-loans?firstpost=Y credit immobilier au meilleur taux]<br /> <br /> However, some mortgage companies, especially non-prime lenders, will use your highest credit rating. For a mortgage refinance, some lenders don't even operate a new credit history if all of your mortgage repayments were made on time. They will use your credit rating from the time you first applied with them.<br /> <br /> Besides your credit rating, mortgage lenders consider your debt-to-income ratio and other credit matters, unlike other types of credit grantors. Your debt-to-income ratio may be the comparison of mortgage payment, including taxes, interest, and insurance to your total gross monthly income.<br /> <br /> Real estate lenders also consider:<br /> <br /> Your education<br /> Your earnings<br /> Your employment qualifications<br /> Your overall monthly debt payments<br /> <br /> Understanding the distinction between a good credit score and also the credit required for property mortgages helps you refinance your mortgage or purchase your ideal home.</div>

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