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Many people who heard about the words [http://www.keepmeoffwelfare.com Frugal living] imagine somebody residing in darkness, eating only canned meals and suffering to avoid wasting a few dollars. That's simply not true. Frugal living just isn't about suffering to avoid wasting, depriving yourself of things you love for the sake of being frugal. It is about making smart financial decisions and saving cash, so you can live living you want to live without corresponding two jobs to afford it.

Frugal living means knowing when and how much you should devote to something you want. By finding out how to live frugally you'll avoid paying over the top for something which isn't worth it... or are available cheaper somewhere else or by utilizing coupons and rebates. It really is making a conscious effort to invest in smarter spending, even when that includes planning what you're going to buy, stockpiling food when it can be bought cheap and buying things you don't need right now only when the price is right.

[http://www.keepmeoffwelfare.com Frugal] living can be closely related to eco-friendly lifestyles, because senseless consumerism isn't part of the deal. Instead of buying, buying, and buying, the frugal lifestyle encourages repairing, cleaning and treating things with care so they have a longer life. In many cases, it also encourages better consumer decisions, because an item's value also considers how long it is going to last. Purchasing a cheap t-shirt that will last 5 washes, or perhaps a slightly more expensive one over a sale, that will last several seasons? You can guess which of these two options matches the frugal living lifestyle better.

[http://www.keepmeoffwelfare.com Austerity] - Living frugally takes more effort than taking the easy route and spending without thinking, it also has many benefits. Everything money you save through the use of coupons can go towards settling your debts, or your mortgage, years before you are supposed to. It can also help keeping you off debt, and that is extremely important because understanding that you are in control of your financial situation means you will live a more secure and happier life. And it is also kinder to the environment, so what's not to like?